There are some benefits that consumers can expect to receive from a high risk credit card like the Indigo Platinum Mastercard. It’s a card for people with bad credit in mind. Used responsibly it will do a great job of helping to boost your credit score and in a short time you’ll be able to upgrade to a better card.
Access Account Online
One of the conveniences of using the Indigo Platinum card is cardholders will be able to manage their account online at -. The online site allows users access 24 hours a day to their account information.
There are a number of features that users will have to help them manage their account better. They can view all of their credit card purchases,view their balance,pay their bill online,change their personal information,etc.
Ideal For Individuals Rebuilding Their Credit
The most promising way for anyone to really get the most out of this credit card is to use it responsibly. It does not come with all of the frills and perks that other credit cards offer but it will help you start anew.
The initial credit limit may be small but if you can work hard to pay your bill on time each month and never incur any late fees then you will be in good shape. Correcting your past financial mistakes can start with this card but any past debts you already have need to be cleared up as well for your credit score to go up.
Expect An Annual Fee
Because this credit card is designed for people with bad credit you should expect to pay an annual fee. The annual fee is $75 and is deducted from your initial credit limit of $300. The good thing is if you play your cards right you will only need to pay this fee one-time and before the year ends your credit score should’ve increased so you can apply for a better card.
You can stay away from all unnecessary fees by being a responsible cardholder and within about 6 months or so you can be in position to upgrade to a better card with less fees and more benefits.